When you file an insurance claim, you expect your insurance company to handle it fairly, promptly, and honestly. After all, you’ve been paying premiums for the protection and peace of mind they promised. Unfortunately, insurance companies don’t always honor that commitment. In some cases, they may act in bad faith, unfairly delaying, denying, or underpaying […]
Understanding Insurance Bad Faith in New Jersey Insurance bad faith occurs when an insurance company fails to uphold its duty to act in good faith and deal fairly with its policyholders. In New Jersey, this can include actions such as unjustified claim denials, unreasonable delays in processing claims, or inadequate investigations into claims. Policyholders have […]
Your Rights When a Broker Gets You the Wrong Insurance When you make a substantial investment in real or personal property, you know there are risks to manage. But you’re not an insurance professional. You don’t know exactly what you need, you just know what you want to protect. When you turn to a professional agent or […]
Is There a Difference between an Insurance Broker and an Insurance Agent? When you’re looking to manage risk with an insurance policy, whether for an automobile, home, or other property, you have options regarding where to shop. You can use an insurance agent or broker, or you can purchase directly from an insurance company. There’s a common […]
Recovering for Insurance Broker Malpractice When you’ve made significant investments in a home or other property, or if you own or operate a business, there are risks that may be difficult or impossible to manage on your own. That’s one of the primary functions of insurance—to allow you to purchase protection when you need it. […]
Protecting Yourself against Wrongful Conduct by an Insurance Professional If you’re like most people, when it comes to insurance, you have a basic understanding of the concept—you’re paying a premium, based on an assessment of the amount of risk you pose, so that you’ll have coverage in the event of a loss. Beyond that, you […]
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